Losing a loved one is already difficult and unfortunately, expenses that get piled up along the way can make it even harder. Sometimes out of grief, shock, or the suddenness of it all, some family members find themselves unable to make financial arrangements for the funeral and other related services.
Family members typically have to choose a funeral home, casket, plot, headstone, flowers, clothes and makeup in a very short amount of time. Some services can very well be above the allotted budget. It can all get very messy with pricing when families add in music and a catered reception after the funeral service. Let’s face it, no one wants to have added debt while grieving.
Here at Roupp Funeral Home, we can assist you with pre-planning through forms and services. This can be done on your own or via virtual and in-person meetings. Pre-payment will protect you from the rising cost of prices, and it will not be a financial burden on your loved ones. When you plan ahead you know that your wishes will be fulfilled.
If your loved ones death was sudden and not planned, here are a few alternative options when funding a funeral service:
1. Government Burial Assistance Programs
There are several ways you can get assistance from local and federal governments, but you have to do some research to find out which you are eligible to receive. This differs according to location, meaning that every state has its own rules and assigned budget for funeral assistance, and situations such as those who are disaster victims, veterans, or elderly.
The Federal Emergency Management Agency offers burial assistance to those who were victims of a natural disaster, such as flooding, earthquake, and others. You can get assistance as long as you give proof that other forms of help are not enough to pay for all the incurred costs.
2. Veteran Benefits
All eligible veterans are entitled to burial in a national cemetery, with no charge for the gravesite, headstone, vault and interment. The family is responsible for all other charges. The VA makes additional burial allowance payments in cases of death during active duty, from service-related injuries, in a VA facility, or when a veteran was receiving a VA pension or disability. Veterans’ spouses and dependents are also entitled to some burial benefits. Learn more here.
3. Social Security
You may be eligible to get a one-time death settlement of $255 from Social Security if you are a child or spouse of the deceased. You can also research survivor benefits.
You can create a GoFundMe page where you can get contributions from different individuals for the funeral service you are organizing. You can also post about your needs on your social media platforms or other crowd-funding websites in an effort to receive support from your family and friends.
5. Burial Alternatives
If your budget is tight, look at cheaper alternatives like direct cremations, at-home funerals or green burials. Another option: donating the body to a medical school. You’ll help train future doctors and save your family a ton of money.
If you want to go the cadaver route, make arrangements in advance — most institutions require pre-enrollment. Once the facility is done in a few years, they’ll cremate the body for free and return the ashes to your family.
If you are interested in learning more about pre-funding and pre-planning, contact us at Roupp Funeral Home. The arrangements you make will reflect your exact wishes and desires. Pre-arranging your own service will help to ease the burden of your loved ones. It will also alleviate any questions, problems or differences, which can occur among family members.
To learn more and book a meeting, or to download the forms and pre-plan for yourself, please click here for more information: www.rouppfuneralhome.com/pre-arrangements